Disability insurance is a crucial aspect of financial planning, but navigating the various types of coverage can be overwhelming. In particular, understanding the differences between short-term and long-term disability insurance can be confusing. Moreover, differentiating disability insurance subject to the Employee Retirement Income Security Act (ERISA) from other forms of coverage can add another layer…
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Whether you have an individual policy or an ERISA disability plan, you need competent legal guidance when you start your claim, not when you find yourself going to court. At that point, it’s often too little, too late. An attorney can be essential in gathering the evidence necessary to prove your claim. You will need…
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