Long Term Disability

Short term vs long term disability

Short-Term vs. Long-Term Disability: What’s the Difference?

By Barry Salzman / February 13, 2023

Disability insurance is a crucial aspect of financial planning, but navigating the various types of coverage can be overwhelming. In particular, understanding the differences between short-term and long-term disability insurance can be confusing. Moreover, differentiating disability insurance subject to the Employee Retirement Income Security Act (ERISA) from other forms of coverage can add another layer…

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What is erisa

What Is ERISA? How it Works, and How it Affects Long-Term Disability Claims

By Barry Salzman / December 1, 2022

Whether you have an individual policy or an ERISA disability plan, you need competent legal guidance when you start your claim, not when you find yourself going to court. At that point, it’s often too little, too late. An attorney can be essential in gathering the evidence necessary to prove your claim. You will need…

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