If you have been injured due to the fault or neglect of another, you may be entitled to compensation for the losses you have sustained. Making a claim without representation can be filled with pitfalls. If you have been injured in a motor vehicle accident, your right may depend on how quickly you act and what treatment you receive.
Florida's Automobile No-Fault Law places limitations on how quickly you must receive treatment, what kind of physician is involved in your care, and the number of benefits available. In most cases, your Personal Injury Protection (No-Fault) benefits are limited to $10,000 for medical treatment and lost wages. Except in limited circumstances, Florida does not require that a vehicle owner carry bodily injury liability insurance.
Generally, Florida only requires that a motor vehicle operator carry Florida No-Fault insurance that includes limited liability insurance for property damage only. Unless you carry uninsured and underinsured motorist coverage on your own auto policy, you may find yourself without the ability to be compensated for injuries caused by others. Check your auto insurance before, not after an accident. If able to be at the scene of the accident, you should take photos with your cell phone of the position of the vehicles and the damage to each.
Do not rely on an accident report prepared by the investigating officer. That report cannot go into evidence if your case goes to trial. Do not post information and comments on social media about your injuries or the accident. Insurance companies routinely search social media for information that can sabotage your claim. You need legal counsel as soon after an accident as you are able to do so. Don't delay!
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